The action resumes sixteen years later, as the Raveloe congregation files out of church after a Sunday service. Godfrey has married Nancy, and though they have aged well, they no longer look young. Squire Cass has died, but his inheritance was divided after his death, and Godfrey did not inherit the title of Squire. Silas Marner is also in the departing congregation. His eyes have a more focused look than they did before, but otherwise he looks quite old for a man of fifty-five. Eppie, eighteen and quite pretty, walks beside Silas, while Aaron Winthrop follows them eagerly. Eppie tells Silas that she wants a garden, and Aaron offers to dig it for them. They decide that Aaron should come to their cottage to mark it out that afternoon, and that he should bring his mother, Dolly.
Silas and Eppie return to the cottage, which has changed greatly since we last saw it. There are now pets: a dog, a cat, and a kitten. The cottage now has another room and is decorated with oak furniture, courtesy of Godfrey. We learn that the townspeople always note Godfrey’s kindness toward Silas and Eppie with approval and that they now regard Silas as an “exceptional person.” Mr. Macey even claims that Silas’s good deed of adopting Eppie will bring back the stolen gold someday. Having returned home, Silas and Eppie eat dinner. Silas watches Eppie play with the pets as she eats.
After dinner, Silas and Eppie go outside so that Silas can smoke his pipe. The pipe is a habit that Silas’s neighbors have suggested as a possible remedy for his cataleptic fits. Though Silas finds tobacco disagreeable, he continues with the practice, going along with his neighbors’ advice. Silas’s adoption of Raveloe customs such as smoking, the narrator tells us, is matched by a growing acknowledgement of his own past. Silas has gradually been telling Dolly Winthrop the story of his previous life in Lantern Yard. Dolly is intrigued and puzzled by the customs he describes. They both try to make sense of the practice of drawing lots to mete out justice, and attempt to understand how Silas could have been falsely convicted by this method.
We learn that Silas has also discussed his past with Eppie. He has informed her that he is not her father and has told her how she came to him at her mother’s death. She is not unduly troubled by the story and does not wonder about her father, as she considers Silas a better father than any other in Raveloe. She is, however, eager to know things about her mother, and repeatedly asks Silas to describe what little he knows of her. Silas has given Eppie her mother’s wedding ring, which she often gets out to look at.
As the two come out of the cottage for Silas’s smoke, Silas mentions that the garden will need a wall to keep the animals out. Eppie suggests building a wall out of stones, so she goes to the stone-pit, where she notices that the water level has dropped. Silas tells her that the pit is being drained in order to water neighboring fields. Eppie tries to carry a stone, but it is heavy and she lets it drop. Sitting down with Silas, Eppie tells him that Aaron Winthrop has spoken of marrying her. Silas conceals his sadness at this news. Eppie adds that Aaron has offered Silas a place to live in their household if they are married. Eppie says she is reluctant, as she does not want her life to change at all, but Silas tells her that she will eventually need someone younger than he to take care of her. Silas suggests that they speak to Dolly, who is Eppie’s godmother, about the matter.
Meanwhile, the Red House has likewise gained a much more domestic feel than it had during the Squire’s “wifeless reign.” Nancy invites Priscilla and their father to stay at the Red House for tea, but Priscilla declines, saying she has work to do at home. Priscilla has taken over management of the Lammeter farm from her aging father. Before Priscilla leaves, she and Nancy take a walk around the garden. Nancy mentions that Godfrey is not contented with their domestic life. This angers Priscilla, but Nancy rushes to defend Godfrey, saying it is only natural that he should be disappointed at not having any children.