Using wealth seems to consist in spending and giving, whereas taking and keeping seem to be possessing rather than using. That is why it is more proper to the generous person to give to the right people than to take from the right sources and not from the wrong sources.
Magnanimous people seem to remember the good they do, but not what they receive, since the recipient is inferior to the giver, and the magnanimous person wishes to be superior. And they seem to find pleasure in hearing of the good they do, and none in hearing of what they receive.
If someone’s state of character would make him feel disgrace if he were to do a disgraceful action, and because of this he thinks he is decent, that is absurd. For shame is concerned with what is voluntary, and the decent person will never willingly do base actions.